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An empty private card salon at night: an oval baccarat table with green baize, a card shoe and a tray of chips

Baccarat · UK-licensed online casinos

Baccarat at Britain's licensed online casinos, read from their own pages

Which casinos run baccarat tables, what Banker, Player and Tie pay there, the stakes and return figures they publish, and how baccarat counts in their promotion terms — every point quoted with its source. A reference, not a gambling operator, and not intended for anyone under 18.

Compare the casinos The three bets

  • 11 casinoseach licensed by the Gambling Commission, checked on its register
  • 132 pointsthe same twelve looked for at every casino
  • Quotedevery fact shows the casino's own words and page
  • 18+ onlya reference, not a gambling operator

The casinos

Where the rulebook is written down

Ordered by how many of the twelve baccarat points each casino states on pages anyone can read. A low count means a quiet rulebook, not a poor table.

15 baccarat tables named · live

BetMGM

LeoVegas Gaming PLC · licence account 39198

Banker
5% on Banker wins
Tie
8:1
RTP stated
not published
Stakes
from £1
Read the baccarat pagebetmgm.co.uk

LeoVegas

LeoVegas Gaming PLC · licence account 39198

5 baccarat tables named · Live

Banker
5% on Banker wins
Tie
8:1
Stakes
not published
Baccarat pageleovegas.co.uk

MrQ

Tek Fox Ltd · licence account 60629

4 baccarat tables named · Live

Banker
Banker pays 0.95:1
Tie
5:1
Stakes
£1 – £250
Baccarat pageVisit

Unibet

Platinum Gaming Limited · licence account 45322

15 baccarat tables named · Live

Banker
6 pays 1:2 (no-commission)
Tie
8:1
Stakes
£1 – £2,000
Baccarat pageVisit

32Red

Platinum Gaming Limited · licence account 45322

15 baccarat tables named · Live

Banker
not published
Tie
not published
Stakes
£1 – £10,000
Baccarat pageVisit

Sky Vegas

Bonne Terre Gaming Limited · licence account 65519

2 baccarat tables named · Live

Banker
not published
Tie
not published
Stakes
not published
Baccarat pageskyvegas.com

Genting Casino

Skill On Net Limited · licence account 39326

15 baccarat tables named · Live · Digital

Banker
not published
Tie
not published
Stakes
not published
Baccarat pagegentingcasino.com

The ledger

Twelve points, side by side

Sort by a column; open a casino for the wording and the page it came from.

Taken from the pages each casino shows to British players, as they stood on 3 November 2026. A dash means the casino's lobby, rules, help and terms pages do not state it — the game itself may still show it once you sign in.
Casino
BetMGMLeoVegas Gaming PLC12/1215 live5% on Banker wins8:1not publishedfrom £1
PlayOJOSkill On Net Limited12/1215 live5% on Banker wins8:199.17%£1 – £10,000
JackpotjoyGamesys Operations Limited11/125 live · digital5% on Banker wins8:1not publishedfrom £1
LeoVegasLeoVegas Gaming PLC11/125 live5% on Banker wins8:198.94%not published
MrQTek Fox Ltd11/124 liveBanker pays 0.95:15:198.76%£1 – £250
UnibetPlatinum Gaming Limited11/1215 live6 pays 1:2 (no-commission)8:1not published£1 – £2,000
Virgin GamesGamesys Operations Limited10/124 live · digital5% on Banker wins8:1not publishedfrom £1
32RedPlatinum Gaming Limited8/1215 livenot publishednot publishednot published£1 – £10,000
Sky VegasBonne Terre Gaming Limited6/122 livenot publishednot publishednot publishednot published
Genting CasinoSkill On Net Limited5/1215 live · digitalnot publishednot publishednot publishednot published
Hippodrome Online CasinoBetway Limited5/121 live · digitalnot publishednot publishednot publishednot published
A croupier drawing a card from a walnut card shoe beside a tray of chips
One decision, then the cards follow the rules. Baccarat is the quietest table in the room.

The game

How a hand plays

Four moments, always in the same order, at every Punto Banco table.

  1. 1

    Bets go down

    Before any card is dealt you choose Banker, Player or Tie. That is the only decision in the hand.

  2. 2

    Two cards each

    The dealer draws two cards for Player and two for Banker from the shoe. Picture cards and tens count nothing.

  3. 3

    A natural ends it

    Eight or nine on the first two cards is a natural: no more cards are drawn and the hand is settled.

  4. 4

    Third card by rule

    Otherwise a third card may follow, but only by the fixed drawing table. Closer to nine wins.

The full drawing table

The arithmetic

Three bets, three different prices

Worked out by Quiet Salon from every possible deal of an eight-deck shoe.

Banker

45.86%of hands

Pays 0.95 to 1 at most tables: a 5% banker commission comes off each Banker win.

House edge1.06%

Player

44.62%of hands

Pays even money, 1 to 1, with nothing taken off.

House edge1.24%

Tie

9.52%of hands

Usually pays 8 to 1. Banker and Player stakes are returned when it lands.

House edge14.36%

Cost of each bet

House edge per unit staked, eight-deck shoe, ties returning Player and Banker stakes. Worked out by Quiet Salon from every possible deal; casinos may use other deck counts or pay tables.

Guides

Before you sit down

The three bets

Banker, Player and Tie, worked out from an eight-deck shoe: how often each lands and what the house keeps.

When a third card is drawn

The fixed drawing rules of Punto Banco in one table, so a hand can be followed card by card.

Tables without banker commission

How the no-commission rule changes a Banker win on six, and which casinos name such tables.

Side bets, priced

Pairs and other extras the casinos list, with their stated payouts and the maths behind a pair.

Live tables and digital tables

Who deals the cards, who supplies the game, and what each casino says happens if a hand is cut off.

Baccarat in promotion terms

How each casino counts baccarat toward wagering, or leaves it out, in its general promotion terms.

A player lifting the corner of a face-down card on green baize, a nine already turned beside it
The slow reveal of a card corner is the theatre of the game. The numbers underneath it never change.

Questions

Asked at the door

Is Quiet Salon a casino?

No. Quiet Salon is a reference about baccarat at casinos licensed by the Gambling Commission. There are no games, no accounts and no bets here; the Visit buttons open the casino's own home page.

Where do the facts come from?

From each casino's own pages for players in Great Britain — lobby, game rules, help centre and terms — read on 3 November 2026. Every fact on a casino page shows the wording we read and the page it sits on.

Why is a point shown as a dash?

Because the casino's readable pages do not state it. The game window itself often shows limits and payouts once you are signed in; we only print what anyone can read before signing up.

Which bet has the lowest house edge?

In standard eight-deck Punto Banco the Banker bet with 5% banker commission keeps 1.06%, Player 1.24% and a Tie paying 8:1 keeps 14.36%. See The three bets.

If baccarat stops feeling like a quiet evening

Set a deposit limit before you play, keep the session short, and never chase a lost hand. Free, confidential help:

  • GamCare — National Gambling Helpline 0808 8020 133, day and night
  • BeGambleAware — advice and self-assessment
  • GAMSTOP — one request excludes you from every GB-licensed gambling website

More help, tools and blocks