Guide
When a third card is drawn
Nobody chooses to draw in Punto Banco. The rules below decide, the same at every table that deals the standard game.
Player's hand
- Total of 8 or 9 on either hand: both stand — a natural.
- Player total 0 to 5: Player draws one card.
- Player total 6 or 7: Player stands.
Banker's hand when Player stood
Banker draws on 0 to 5 and stands on 6 or 7 — the same rule as Player.
Banker's hand when Player drew
Banker's move depends on its own total and on the value of Player's third card:
| Banker total | 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
|---|---|---|---|---|---|---|---|---|---|---|
| 3 | Draw | Draw | Draw | Draw | Draw | Draw | Draw | Draw | Stand | Draw |
| 4 | Stand | Stand | Draw | Draw | Draw | Draw | Draw | Draw | Stand | Stand |
| 5 | Stand | Stand | Stand | Stand | Draw | Draw | Draw | Draw | Stand | Stand |
| 6 | Stand | Stand | Stand | Stand | Stand | Stand | Draw | Draw | Stand | Stand |
More guides
The three bets
Banker, Player and Tie, worked out from an eight-deck shoe: how often each lands and what the house keeps.
Tables without banker commission
How the no-commission rule changes a Banker win on six, and which casinos name such tables.
Side bets, priced
Pairs and other extras the casinos list, with their stated payouts and the maths behind a pair.