Guide
Tables without banker commission
Some tables drop the 5% charge on Banker wins and instead pay less when Banker wins with a particular total. The trade is not free; here is its price.
The usual rule
On the common no-commission format, a Banker win pays even money except when Banker wins with a total of six, which pays 1:2 (half the stake). Banker wins with six in about 5.39% of all hands, so the house edge on Banker moves from 1.06% to 1.46%. Casinos can use other variations; the game's rules page decides.
What the casinos say
- BetMGM — Standard Live Baccarat rules: Banker pays 1:0.95, with 5% banker commission charged.
- PlayOJO — PlayOJO's baccarat guide: winning Banker bets pay 0.95/1 after a 5% banker commission.
- Jackpotjoy — Baccarat: a Banker win pays 1/1 minus 5% banker commission.
- LeoVegas — Standard Live Baccarat rules: Banker pays 1:0.95, with 5% banker commission charged.
- MrQ — Lightning Baccarat: Banker pays 0.95:1 against 1:1 on Player; its payout table also lists Banker at 1-512:1 with the multipliers.
- Unibet — No Commission Baccarat drops the 5% Banker charge; a Banker win on 6 pays 1:2.
- Virgin Games — Baccarat: a Banker win pays 1:1 minus 5% banker commission.
Tables named as no-commission
- BetMGM: No Commission Baccarat, Live Baccarat Super 6
- Unibet: No Commission Baccarat
- 32Red: No Commission Baccarat
- Genting Casino: EZ Baccarat
More guides
The three bets
Banker, Player and Tie, worked out from an eight-deck shoe: how often each lands and what the house keeps.
When a third card is drawn
The fixed drawing rules of Punto Banco in one table, so a hand can be followed card by card.
Side bets, priced
Pairs and other extras the casinos list, with their stated payouts and the maths behind a pair.